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It really is time to be asking the question of your investment managers and affected service providers. It seems that after the tsunami of regulatory change forced on the industry over the last couple of years many firms are taking a breather thinking that 2017 is two years away. In fact it is already little more than 20 months away. This is not much time to implement this scale of change and a lack of pace now will almost certainly create more haste and more pain later.

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