UK - Less than one in three of the UK’s low-paid workers belong to an employer’s pension scheme, according to figures from the Office for National Statistics (ONS).

In 2008, only 21% of male and 32% of female full-time employees with gross weekly earnings of less than £300 were members of an employer-sponsored pension scheme, according to the Annual Survey of Hours and Earnings.

By contrast, 76% of men and 82% of women on gross weekly earnings of £600 and over belonged to an employer-sponsored pension scheme.

The proportion of female full-time employees who belonged to an employer-sponsored pension scheme was greater than for men in all earnings bands. The ONS said this was partly because a higher proportion of women than men is employed in the public sector, where participation in employer pension scheme is greater than in the private sector.

In 2007, 53% of male and 58% of female full-time employees in Great Britain were members of employer-sponsored pension schemes, according to the General Household Survey.

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