IPE magazine December 2021
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Investment and Pensions Europe Magazine and its associated website at ipe.com, newsletters, news alerts and all news, information, data, images, specifications, reviews, videos, and other content is an information and news service (collectively referred to as the “Service”) from IPE International Publishers Ltd. (“IPE”).
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The Service is operated by IPE International Publishers Ltd (“We”). We are registered in England and Wales under company number 3233596 and have our registered office at 1 Kentish Buildings, 125 Borough High Street, London SE1 1NP, United Kingdom; which is also our main trading address. Our VAT number is 685 178 492.
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You may copy, print one copy, and may download extracts, of any page(s) from the Service for your personal and non-commercial use; and you may draw the attention of others within your organisation to content posted on the Service so that they can access and read it directly for themselves (but subject to these terms and conditions). However: (a) you must not make the whole or any part of any page(s) that are on, or form part of, the IPE.com Reference Hub available to any other person in any way; and (b) you must not copy, download, store, transmit, display, copy or distribute the whole or any part of any other page(s) in a structured manner or by creating a database in any form comprising all or part of the material on those pages(s), whether they are part of the IPE.com Reference Hub or not.
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No reliance on information
The Service provides content for general information only. Although care is taken in the preparation of information supplied by us, it is not intended to amount to advice on which you should rely and we are not responsible for you taking or refraining from taking actions on the basis of information provided by us. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Service.
Although we make reasonable efforts to update the information on the Service, we make no representations, warranties or guarantees, whether express or implied:
We do not endorse or in any respect warrant any third party products or services by virtue of any advertisement, information, material or content referred to, or included on, or linked from or to the Service.
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This agreement will terminate if you are in material breach of any of its terms and if the breach is not remedied within the period of twenty working days after written notice of it has been given to you.On termination of this agreement for any reason:(a) All licences granted under this agreement shall immediately terminate;(b) Subject to the exceptions in this sub-clause, you will take reasonable steps to delete the Materials from your electronic media, including your intranet and electronic storage devices so that you no longer have an electronically functional copy of any part of the Materials. You are not required to delete or destroy printouts containing Materials that were made prior to termination, or copies of such printouts;(c) We may destroy or otherwise dispose of any of the Subscriber Data in our possession unless we receive, no later than ten days after the effective date of the termination or expiry of this agreement, a written request for the delivery to you of a print-out of the then most recent back-up of the Subscriber Data. We shall use reasonable endeavours to deliver the print-out to you within 30 days of receipt of such a written request, provided that you have, at that time, paid all fees and charges outstanding at and resulting from termination (whether or not due at the date of termination). You shall pay all reasonable expenses incurred by us in delivering such print-out; and(d) Termination shall not affect or prejudice the accrued rights of the parties as at termination, or the continuation after termination of any provision expressly stated to survive or implicitly surviving termination.This agreement will renew for further terms equal in duration to the Term on the same terms as set out in the Order save in respect of the Licence Fee which may be increased by up to 5 (five) percent in respect of each such renewal. The provisions of the preceding sentence shall not take effect if You provide written notice to Us that You wish the agreement to terminate not less than 30 days prior to the expiry of the then current Term or renewal thereof.
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We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
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You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty.
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We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our site.
We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the content standards set out in our Acceptable Use Policy and/or prohibit your right to access.
The views expressed by other users on our site do not represent our views or values.
Rights you licence
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The website in which you are linking must comply in all respects with the content standards set out in our Acceptable Use Policy .
If you wish to make any use of content generated by the Service other than that set out above, please contact Publisher, IPE International Publishers Ltd, 1 Kentish Buildings, 125 Borough High Street, London SE1 1NP, United Kingdom, or by email to firstname.lastname@example.org. This may be subject to a fee.
Third party links and resources in our site
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only.
We have no control over the contents of those sites or resources.
IPE, Investment & Pensions Europe and the IPE logos are registered trademarks and service marks. IPE International Publishers Ltd. may also claim trademark and service mark rights in other marks contained in the pages.
If you wish to advertise on this site, please contact Benjamin Pritchett-Brown at email@example.com tel +44 (0)20 3465 9315
If you have any questions about our Terms & Conditions, the practices of this site, or your dealings with this website, you can contact:
IPE Webmaster / Online ServicesIPE International Publishers Ltd.1 Kentish Buildings125 Borough High StreetLondonSE1 1NPUnited Kingdom
Telephone number: +44 (0)20 3465 9300
DEFINITIONS for registration
An ‘Overseas Visitor’ is a person who is domiciled outside the United Kingdom, who (i) expressly agrees only to visit the Service when they are outside the United Kingdom; and (ii) expressly confirms that they are entitled, under the law of the country in which they are domiciled and from which they will visit the Service (if different), to receive the information thereon and to access the contents thereof, whether that information and/or those contents are or may be financial promotions (under section 21 of the Financial Services and Markets Act 2000) (Financial Promotions ), or not.
The Financial Promotions on the IPE.com Reference Hub part of the Service must not be acted upon by persons in the United Kingdom (unless they are Investment Professionals, High Net Worth Companies, High Net Worth Unincorporated Associations, or the Trustees of a High Value Trust).
There are in place proper systems and procedures to prevent visitors from the United Kingdom (other than those to whom these Financial Promotions may lawfully be communicated) from engaging in the investment activities to which the Financial Promotions on the IPE.com Reference Hub relate, with the person directing the communication, a close relative of his, or a member of the same group.
‘Investment Professional’ means:
(i) an authorised person (as that term is defined in the Glossary to the Handbook of Rules and Guidance maintained by the Prudential Regulation Authority and/or the Financial Conduct Authority of the United Kingdom) (the Glossary );
(ii) an exempt person (as that term is defined in the Glossary), where the Financial Promotions on the Service relate to a controlled activity (as that term is defined by section 21(9) of the Financial Services and Markets Act 2000) (a Controlled Activity ) which is a regulated activity to which the person is exempt;
(iii) any other person (1) whose ordinary activities involve him in carrying on the Controlled Activities to which the Financial Promotions on the Service relate for the purposes of a business carried on by him; or (2) who it is reasonable to expect will carry on such an activity for the purposes of a business carried on by him;
(iv) a government, local authority, or international organisation; or
(v) a person (‘A’) who is director, officer or employee of a person (‘B’) falling within any of sub-paragraphs (i) to (iv) where the Financial Promotion is made to A in that capacity and where A’s responsibilities when acting in that capacity involve him in the carrying on by B of Controlled Activities.
The Financial Promotions on the IPE.com Reference Hub part of the Service are directed at Overseas Persons, Investment Professionals, High Net Worth Companies, High Net Worth Unincorporated Associations, and the Trustees of High Value Trusts.
There are in place proper systems and procedures to prevent anyone else from engaging in the investment activities to which the Financial Promotions on the IPE.com Reference Hub relate, with the person directing the communication, a close relative of his, or a member of the same group.
Persons who do not have professional experience in matters relating to investments should not rely on the Financial Promotions on the IPE.com Reference Hub part of the Service
‘High Net Worth Companies, High Net Worth Unincorporated Associations, and the Trustees of High Value Trusts’ means:
(i) anybody corporate which has, or which is a member of the same group as an undertaking which has, a called-up share capital or net assets of not less than (1) if the body corporate has more than 20 members or is a subsidiary undertaking of an undertaking which has more than 20 members, £500,000; or (2) (otherwise) £5 million;
(ii) any unincorporated association or partnership which has net assets of not less than £5 million;
(iii) the trustee of a high value trust;
(iv) any person (‘A’) whilst acting in the capacity of director, officer or employee of a person (‘B’) falling within any of (i) to (iii) where A’s responsibilities, when acting in that capacity, involve him in B’s engaging in investment activity;
(v) any person to whom the Financial Promotion may otherwise lawfully be communicated.
For these purposes, called up share capital has the meaning given in section 547 of the Companies Act 2006.
High Value Trust means a trust where the aggregate value of the cash and investments which form part of the trust’s assets (before deducting the amount of its liabilities) is £10 million; or has been £10 million or more at any time during the year immediately preceding the date on which the Financial Promotion in question was first made or directed.
Net Assets has the meaning given in section 83 of the Companies Act 2006.
The Financial Promotions on the IPE.com Reference Hub part of the Service are directed at Overseas Persons, Investment Professionals, High Net Worth Companies, High Net Worth Unincorporated Associations, and the Trustees of High Value Trusts and the controlled activities and controlled investments to which they relate are only available to such person. Other persons should not act upon them.
There are in place proper systems and procedures to prevent anyone else from engaging in the investment activities to which the Financial Promotions on the IPE.com Reference Hub relate, with the person directing the communication, a close relative of his, or a member of the same group.”
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