The dual investment management strategy, a low-cost philosophy, devotion to customers’ needs: these are the three pillars of TIAA-CREF (Teachers Insurance and Annuity Association-College Retirement Equities Fund), the premier pension system for people in education and research. As of June 2000 (according to the semiannual report), TIAA-CREF had $298.9bn (e320bn) ...
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