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The fact is that every company pension system involves a degree of "risk sharing." That means that one of the "players" might incur an unwelcome outcome. If you are a Dutch person or employee, then it might be that you understand what CDC means. But if you are in UK there is no chance.

On one side you have the galoots drying that due to mediaeval "trust law" it is illegal to switch from CPI indexation to the other thing, And on the other hand you have the vast army of "mis-sellers" and the phone campaign to use the "new freedoms" to cheat people.

It is really a "failed state" is it not?

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